COVID-19 Working Capital Access Program (CWCA) Offers Financial Assistance Available to Small Businesses

The Harrisburg Regional Chamber & CREDC (Chamber & CREDC) is happy to announce the COVID-19 Working Capital Access Program (CWCA) is now open and accepting applications. This program supplies working capital to businesses negatively impacted by the COVID-19 pandemic through the Pennsylvania Industrial Development Authority (PIDA). As the Certified Economic Development Organization for Cumberland, Dauphin and Perry counties, CREDC is the facilitator for these funds in those designated counties.

Any for-profit businesses located in PA and with 100 or fewer employees worldwide may qualify for disaster relief loans. Applications must be processed through the CEDO designated for the county where a business is physically located. Loan amounts can equal the lesser of 3 months of working capital as calculated by the Pennsylvania Department of Community & Economic Development’s program office. Loans are not to exceed $100,000.

As defined by Governor Wolf, “For the purposes of this program a retail or service enterprise is defined as a for-profit business entity that is involved in the business-to-business service, business-to-public service, mercantile, commercial, or point of sale retail sectors. An agricultural producer is defined as a business involved in the management and use of a normal agricultural operation for the production of a farm commodity. A “farm commodity” is any Pennsylvania-grown agricultural, horticultural, aquacultural, vegetable, fruit, and floricultural product of the soil, livestock and meats, wools, hides, furs, poultry, eggs, dairy products, nuts, mushrooms, honey products and forest products.”

Read the full announcement from Governor Wolf HERE.

To learn more about eligibility, or to apply through CREDC, visit:


Harrisburg Regional Chamber & CREDC serves as a catalyst for promoting growth and quality of life in Cumberland, Dauphin and Perry Counties through bold leadership, visionary members and powerful results. The organization provides a unique blend of business, community/economic development and advocacy services under one roof to boost the economic vitality and livability across our region. The Chamber & CREDC has been accredited with five stars from the United States Chamber of Commerce—a distinction achieved by less than 2 percent of chambers across the nation.