The Capital Region Economic Development Corporation (CREDC) has a variety of loan programs available for area businesses. CREDC’s Business Finance staff will work directly with the applicant to guide them through the application process, while working hand-in-hand with the applicant’s financial institution. In most cases, borrowers will be required to provide at least 10% of the total project cost. If you feel that your business is eligible for one or more of the following loan programs, please call Melissa McLaughlin, Business Finance Officer, at 717.213.5042 .

• SBA 504
• Small Business First (SBF)
• First Industries Fund
• Pennsylvania Industrial Development Authority (PIDA)
• Enterprise Zone Loan Fund
• Minority Business Development Fund
• Machinery and Equipment Loan Fund (MELF)
• PA Economic Development Finance Authority (PEDFA)

Click here to see a matrix summarizing CREDC's main loan programs. (pdf file)